Synergy Cents With Penny D. Pelican | Penny Makes A Budget

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Hello friends! Today I want to talk to you about making a budget. A budget is a plan for your money.

Before you make a budget, you must first understand the difference between needs and wants. Needs are things we need to survive and stay healthy. This includes food, water, clothes, shelter, and medicine. Savings could also be considered a need. Wants are things we don’t need but would like to have. Examples of wants are video games, books, and candy.

When making a budget, it’s important that we plan to spend our money on our needs first. You can spend the money leftover or the things that you want.

If you don’t have enough money for everything you need and want, you’ll have to determine what is most important and pay for those things first.

Below are all the things that Penny plans to buy this month. Can you help her pick which things are needs and which things are wants? 


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