Louisiana Attorney General Jeff Landry said it's highly likely that Capital One's reported data breach will impact customers in Louisiana.
The attorney general sent out a news release on Tuesday afternoon stressing that his office is working with Capital One to aid those affected in the state.
“Unfortunately, Capital One is estimating that this event exposed the sensitive personal information of approximately 100 million credit card applicants and customers,” said General Landry. “This is a very serious matter, and my office has been working diligently since the breach was revealed to aid affected consumers in Louisiana.”
Yesterday, the bank said more than 100 million customers could have had some of their personal information breached in the hack. A suspect in the incident is in custody of the FBI.
Capital One said it does not believe the information was used for fraud, nor sold to anyone, though they're contacting those individuals involved to ensure their safety.
Following the incident, General Landry said he wanted to remind customers of ways they could protect themselves against scams in the future.
“Taking basic precautions and knowing the appropriate steps to make in the event of a data breach can help prevent Louisiana consumers from falling victim to fraudsters,” concluded General Landry. “My office and I will continue to do all we can to get to the bottom of the breach and to bring justice and some sense of security back to those affected.”
That list of prevention tips is listed below:
-Beware of Phishing Scams. In the wake of a data breach, scammers may call or e-mail you pretending to be from Capital One. Never give your credit card number, account information, or your Social Security number over the phone or via email.
-Pull your credit reports. Check for any new accounts you have not opened, any suspicious usage on existing accounts, or any inquiries you did not initiate. Check your credit reports from Equifax, Experian, and TransUnion for free every 12 months by visiting www.AnnualCreditReport.com.
-Monitor your credit card accounts. Look for charges you do not recognize and promptly report suspicious charges to your bank. If you do not recognize accounts or activity on your credit report, visit www.IdentityTheft.gov.
-Consider freezing your credit reports. Doing so makes it more difficult for someone to open a new account using your name and information.
-Place a fraud alert on your Credit Report. This acts as an alert to potential lenders, asking them to take additional steps in confirming your identity before granting credit. You can call the toll-free fraud number of any one of the three nationwide credit bureaus and place an initial or extended fraud alert on your credit report [Equifax: 1-800-525-6285; Experian: 1-888-397-3742; TransUnion: 1-800-680-7289].